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Accumulative insurance caught up with deposits in profit

According to insurers universal life insurance (ULI) is becoming an economically lucrative saving product. It almost caught up with deposits in profit.
Accumulative insurance caught up with deposits in profit

This is a long-term contract with premiums, which the client undertakes to pay in order to accumulate a certain amount. The terms of such a contract traditionally provide for the payment of a large sum in the event of death of the insured or loss of ability to work.

The insurance company guarantees an annual accrual of a small income on savings. In 2017, it was 3-5% in rubles, according to Vedomosti.

In addition most insurance companies promise to pay customers the interest from the company's profits. However, they cannot guarantee permanent profitability. 

Source https://realnoevremya.ru/news/101049-nakopitelnoe-strahovanie-po-dohodnosti-dognalo-vklady

Photos per websites: http://dengi.ua, investgazeta.ua

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