The program allows you to save for various purposes by choosing insurance risks and services relevant to you. The policyholder independently sets a comfortable amount and frequency of contributions. It is possible to save with a “ticket” for 5, 7, 10 and 15 years. You can pay in a lump sum or in installments (monthly or annually).
The policy is available in basic, extended and children's versions. The extended program, in addition to the basic risks, protects the client in case of disability. A child's “ticket” provides insurance protection for both an adult and child.
When issuing an extended adult “ticket”, one can also add protection against job loss. In case of such an event, the insurance company will pay the client a lump sum of one annual insurance premium under the program if paid annually, 12 monthly if paid monthly. The risk begins to operate on the 181st calendar day after the insurance contract’s entry into force.
Policy holders with reimbursement of medical expenses have access to the “Medical Advisor” service from Sberzdorovye. A consultant will select a doctor or clinic and help you make an appointment. Besides, it is possible to apply for a second medical opinion once a year in 18 medical areas under such an agreement.
Along with insurance coverage, endowment insurance policies offer a special legal status that ensures the inviolability of capital in property disputes. In this case, the client will also be able to issue a tax deduction.
Source: https://www.sberbank-insurance.ru/news/25_04_22
Photos are from open sources.
