In particular, it is possible to purchase both a "box" policy (with a certain set of services) for 1 year, and issue a multi-year program included in the composition of accumulative and risk life insurance. Corporate insurance programs are also actively developing, which allow employers to take care of their employees and provide them and in some cases, their family members with insurance coverage.
The cancer insurance programs of Rosgosstrakh Life Insurance Company provide for both, the organization and payment of medical treatment, as well as cash payment, with which the insured can independently pay for medical treatment. The policy includes such a wide range of services as diagnosis of disease, second medical opinion, conservative and surgical treatment in the best clinics in Russia and abroad, drug provision, bone marrow transplantation, rehabilitation, prosthetics, support from an expert doctor, transportation to the place of treatment and hotel stay, assistance in preparing documents for obtaining a visa and much more. The specific list of services and size of insurance coverage are stipulated in the insurance contract.
“It is very important to note that voluntary cancer insurance complements state-funded programs expanding the options of medical treatment available to the patient in terms of choosing a region and clinic and simplifying the purchase of specialized medications. Patients receive assistance in the shortest possible time, which is important for people with such a diagnosis,” says Yelena Dontsova.
Photo courtesy of public sources
