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Accident insurance benefits

Accident insurance benefits

What is the amount of insurance benefit in the event of multiple bodily injuries occurred simultaneously as a result of one accident?

The insurance benefit in the event of multiple bodily injuries occurred as a result of one accident and stipulated in one section of the "Table of insurance benefits for bodily injuries" is paid according to the clause providing for the injury with the largest amount of insurance benefit.

The insurance benefit in the event of multiple bodily injuries occurred as a result of one accident and stipulated in various sections of the "Table of insurance benefits for bodily injuries" is made for each bodily injury separately, but the total amount of insurance benefit cannot exceed the amount of the insurance coverage.

What will be the amount of payment in the event of simultaneous fracture of two extremities?

The "Table of insurance benefit for bodily injuries" provides for the amount of insurance benefit set for the event of bodily injury for one extremity (unless otherwise is specified); in the event of the same bodily injuries of two extremities, the insurance benefit shall be doubled.

What will be the amount of insurance benefit in the event of the insured event - the death of the Insured, which occurred due to an accident under a voluntary accumulative insurance agreement?

The amount of insurance benefit under the voluntary accumulative insurance agreement in the event of the insured event - the death of the Insured - occurred within the accumulation period shall be equal to the insured coverage stipulated by the insurance agreement.

If the death of the Insured as a result of an accident is stipulated by the insurance agreement as an additional insurance coverage, the Insurer is committed to pay the Beneficiary an additional insurance benefit in amount of 100% of the insurance coverage specified in the insurance agreement upon occurrence of such the insured event.

 

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