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18% of Russians make monthly savings, according to insurer

18% of citizens of the neighboring country make savings every month. This conclusion was made by the experts of the HR Lab.-HR Innovation Laboratory and the Academy of Health platform, which conducted a study for the AlfaStrakhovanie Analytical Center.
18% of Russians make monthly savings, according to insurer

AlfaStrakhovanie has interviewed employees of 100 Russian companies and found out that only 18% of Russians make monthly savings. Only 8% of them manage not to spend their savings for a long time (6-12 months). It is usually savings for global purposes: a mortgage downpayment, purchase of an apartment, country house, car, or repair.

Another 10% of respondents admit they consistently save money, but often have to rob their piggy bank.  The reasons for that are usually health problems, car repair, or financial assistance to relatives. Half of them (5% of total number of respondents) confess they do not know how to save money, although they are able and want to do it.

Half of respondents (47%) do not save up at all, though two thirds of them have a monthly loan payment or rent a house. Every third respondent is ready to save “loan” money for accumulation. The remaining two-thirds would like to spend them on daily necessities and deny themselves nothing.

Every fifth respondent (26%) saves up a random amount from time to time: a bonus, extra income, income from the any property sale, returned debt, etc.

Another 8% of respondents save money only if they set the goal of saving up for something. Most often it is an upcoming vacation, an expensive purchase (mobile phone, appliances, jewelry, an annual gym membership), expensive gifts for loved ones, planned medical expenses.

Photos are from open sources.

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