The “Zimnaya Vishnya” Shopping Center, burnt down in the city of Kemerovo, could have been uninsured; as for the acute policies, they do not stipulate for life insurance, said the President of the Russia Union of Insurers Igor Yurgens to the "Rossiya 24" TV channel.
64 people died in the fire in Kemerovo on Sunday. The eyewitnesses remember the alarms being silent and the emergency exits blocked in the shopping center during the fire.
"As for the life insurance, there is no any under the current contracts. So far, we know of a few retailers who have been insured, but none of the companies has confirmed the conclusion of those insurance contracts. A major local company is reported to have insured the shopping center, but the contract has not been resumed, possibly due to the poor state of the fire safety system there”, - said Igor Yurgens.
“The owners of the “Zimnaya Vishnya” Shopping Center had been negotiating with us, but we did not conclude an insurance contract”, - said the representative of the “VSK Company” to TASS News Agency.
Some retailers renting in the burnt shopping center made their insurance claims, TASS reported earlier. "The RESO-Garantiya” insured the property of the Detsky Mir for 41 million rubles. The limit of the “Ingosstrakh” under the contracts does not exceed 10 million rubles. The “Renaissance Insurance” has received insurance claims for the total of 4.5 million rubles, while for the "Rosgosstrah", the figure is 2.2 million rubles.
In the estimation of the Russian Union of Insurers, the damage from the fire could be as much as 4 billion rubles, 3 billion of which constitute the damage to the building itself and 1 billion rubles is the property of the retailers.
A criminal investigation was opened under three articles of the Criminal Code of the Russian Federation: Art. 109 (death by negligence), Art. 219 (fire safety requirements violation entailing manslaughter of two or more persons) and Art. 238 (providing services not meeting security requirements). Four individuals were detained and questioned including the renter of the premises where, allegedly, the fire had started as well as the head of the management company