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What you need to know about investment life insurance

Unit Linked gives the opportunity to try yourself in investments in order to get additional income and, in case of failure, fully save your investments, that is, invest money without the risk of losing it. The client’s life is also insured during the term of the contract.
What you need to know about investment life insurance

Investment life insurance combines two terms that are well known separately, but take on a new meaning when they are together.

Investment life insurance (ILI) is an investment in both life insurance and investments. A person gets the following:

  • Life insurance: in case of insurance event, he is entitled to insurance benefits;
  • Security of funds: if the insurance event does not occur, the invested money will be returned in full at the end of the policy term;
  • Opportunity to earn: money tied-up is invested, and if the stock index rises, the investor will benefit, and if it falls, the investor will not lose anything.

Source:  https://www.womansera.com/buying-ulip-for-the-first-time-here-are-5-things-you-should-know/

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