There are two types of insurance: compulsory and voluntary. In the first case, having insurance is required by law. This type of insurance includes civil liability of car owners, civil liability of the carrier to passengers, insurance of an employee against accidents during the performance of labor (official) duties, and more. In the second, voluntary, insurance is purchased on a voluntary basis, for example, property or health insurance.
How to choose an insurer?
When choosing an insurance company, one needs to pay attention to the possession of a license. An insurance company has the right to operate only if it has a license issued by the Agency for Regulation and Development of the Financial Market.
When choosing a company, take note of the tariffs. This is one of the main indicators that affect the cost of your policy. Tariffs for compulsory types of insurance are set at the legislative level; tariffs for voluntary types are determined by an insurance contract. You can calculate the approximate cost of the policy on the insurance company’s website.
Give particular attention to the presence of measures and (or) sanctions applied to the insurance company, information about which is available on the official Internet resource of the regulator.
Check out the insurance company's Internet resource, which contains complete information about its activities. A link to the official Internet resources of insurance companies is posted on the official Internet resource of the regulator.
Insurance organizations, like any joint stock company, regularly publish their financial statements on the website of the financial statements depository.
Source: https://fingramota.kz/ru/news/post/strahovka-na-raznye-sluchai-zhizni
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