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US insurance company will increase the cost of policies for vapers

Prudential, the fourth largest US life insurance company, intends to reclassify e-cigarette users; they will buy more expensive policies as smokers, reports CBS News.
US insurance company will increase the cost of policies for vapers

So far smokers pay about 50% more annually for life insurance than non-smokers and vapers.

“E-cigarette users will no longer be able to purchase life insurance at lower prices than those who smoke regular tobacco products. Prudential states the vapers will now be classified as regular smokers and will pay more when applying for individual life insurance,” the article says.

 

The expenses may increase by 350-800 dollars a year, depending on the health condition of the insured.

 

Earlier this month, the Centers for Disease Control and Prevention (CDC) reported statistics that revealed more than 1000 diseases associated with vaping and 18 deaths in the United States alone.

Evidence of smoking electronic cigarettes or tobacco is found in a blood test that people usually undergo when applying for a life insurance policy.

Source: https://www.cbsnews.com/news/vapers-like-smokers-may-now-pay-more-for-life-insurance/

Photos are from open sources.

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