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«Zoloto Nomadov» as an alternative to deposits

Today, Rixos Hotel Almaty hosted a business breakfast organized by SB JSC Sberbank and JSC LIC NOMAD LIFE within the framework of the joint project " Zoloto Nomadov ".
«Zoloto Nomadov» as an alternative to deposits
«Zoloto Nomadov» as an alternative to deposits
«Zoloto Nomadov» as an alternative to deposits

The Deputy Chairman of the Board for Retail Business of SB JSC Sberbank Alexey Akimov and Chairman of the Board of JSC LIC NOMAD LIFE Kairat Chegebayev performed before the guests. Yerzhan Dosymbekov, the Managing Partner of Grant Thornton, one of the world's leading independent audit, consulting and tax services companies, also spoke about the role of life insurance in the world and its development peculiarities in Kazakhstan.                                       

As Kairat Chegebayev noted, the new life insurance product «Zoloto Nomadov» is the most similar to deposits, which Kazakhstanis are used to. It combines the benefits of a life insurance policy and an accumulation instrument. All amounts under the policy are indexed depending on the US dollar exchange rate and are set for the entire term of the policy.

Besides, the level of profitability of the product in US dollars is quite high and amounts to 3.26%, it is guaranteed for a long period of time, from three to ten years. In addition, the client receives insurance coverage for the entire duration of the program.

Other advantages of the product are legal privileges: risks of property disputes between heirs, confiscation, property disputes in the divorce proceedings, claims of third parties are excluded. There is no need to indicate the insurance premium in the declaration. «Zoloto Nomadov» is not taxed, which is a significant advantage over the accumulations placed on the foreign stock market.

According to Yerzhan Dosymbekov, the life insurance market in Kazakhstan is at the initial stage of its development. For example, in Singapore, insurance premiums in average are $3,300 per person, while in Kazakhstan only $11. And therefore, the expert stressed, "The growth potential of the life insurance market is huge and very useful for our country in general."

"The format of the meeting was very interesting and effective for a new business product presentation that got all participants interested," Mr. Dosymbekov shared his opinion on the results of the event. "I hope this product will make a significant contribution to the development of the life insurance market in Kazakhstan, as well as provide a more affordable and long-term source of financing in our country."

The business breakfast guests had the opportunity to ask speakers the questions and get personal consultations on «Zoloto Nomadov» program from the SB JSC Sberbank and JSC "LIC NOMAD LIFE" management.

In the final, an iPhone X (256 GB) was raffled.

The registration process of the policy for the savings scheme «Zoloto Nomadov» is carried out online on the site: sberzoloto.kz

You can find more information about the product on the site http://sberzoloto.kz/.

Reference

SB JSC Sberbank is a part of the international group Sberbank and has been successfully operating in the financial market of Kazakhstan for 9 years, ranking fourth in terms of assets among all second-tier banks in the country.

JSC "LIC NOMAD LIFE" is a leader in the life insurance industry in terms of assets, profits, insurance payments and formed insurance reserves. The company has its own developed sales network.

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