Effective financial planning includes security in old age. A policy that is often overlooked is long-term care life insurance. This policy provides regular benefits if you develop severe cognitive impairment or are unable to perform certain routine t...
Life insurers calculate premium rates based on various risk factors. Thus, buying a life insurance policy at the age of 40 and older may mean that you have to pay higher insurance premiums due to emerging health problems, writes The Motley Fool onlin...
Retirement annuity plan is a financial product designed to provide stable benefits in old age. This is a long-term agreement between an individual and a life insurance company, writes internet-publication Mint Genie....
US collective life insurance policies are usually offered by employers as part of an employee benefits package. A collective life insurance policy can be a quick and convenient way to protect the financial future of employees’ families. Yahoo Finan...
Retirement planning is an important stage in the life of every American. Annuity plan is one of the tools to ensure financial stability in old age....
The question of whether to buy a life insurance policy for children is individual and depends on family’s specific situation and financial capabilities. The Stratford News lists some factors to consider when making a decision....
Many insurance companies offer life insurance policies for smokers and vapers. However, the frequency of smoking plays a major role, the more a person smokes, the more expensive the policy, writes Health news....
Digital life insurance agency Haven Life has concluded partnership with cloud service provider Blend. Within its framework, the companies will be able to offer customers life insurance products during the real estate purchase, writes PRNEWS.io....
One type of life insurance is retirement annuity or insurance annuity. This type of insurance provides a person with a constant income in old age, i.e. maintain the usual level of quality of life. Most Americans, however, do not understand how retire...
Life insurance companies are customer focused, so they provide services that allow take out policies for other people. However, to do so, the consent of the insured person is usually required. The second option is to be their legal representative, wr...
There are several types of life insurance plans. The Investopedia edition elaborates on them....
A resident of the American city of Camas, Utah, who wrote a children's book about coping with grief after the death of her husband, was arrested on suspicion of murder, reported by Associated Press News....
Annuities are touted by US insurance agents as a great way to generate retirement income. However, annuities have not only pros but also cons, which should be considered before entering into a contract with a life insurance company, writes Bankrate....
According to the NFDA (National Funeral Directors Association) the average cost of a decent funeral, including a grave space in the United States is 7-10 thousand dollars. It is rather significant amount for the average American (the average salary i...
Dianne Curry, 62, was charged of insurance fraud, according to WSB-TV, citing the Insurance and Fire Commissioner's Office, Georgia, USA....
Having a life insurance policy is a must for anyone who wants to ensure the financial security of their own family. US News Money has published a guide on how life insurance works....
There are several types of life insurance. Financial consultants are always ready to help with choosing a right policy. What age is better to buy a policy? The CBS News article contains recommendations that examine different life insurance requiremen...
The editors of the CNBC website have prepared an article that explains how US residents can use their life insurance policies....
Life insurance is popular among middle-aged and older Americans, but if a person doesn't have large student loans or mortgages, do they need life insurance? This question was asked by the editors of the CBS News website....
Americans choose life insurance policies for several reasons. For example, these contracts cover the expenses of loved ones after the death of the policyholder; they also guarantee the payment of benefits for the family. LIC policy also covers debts ...
