A significant proportion of wealthy people in the Asia-Pacific region, who can be classified as “very rich” (HNWI), use life insurance products as an alternative to inheritance.
Об этом свидетельствуют данные исследование на тему роли страхования в планировании наследства или других способах передачи сбережений, которое провели компании Transamerica Life и Asian Private Banker.
The data from a study on the role of insurance in inheritance planning or other means of transferring savings, conducted by Transamerica Life and Asian Private Banker, supports that. For this, experts polled more than 100 HNWI with income levels of $1 million and above, living in Singapore and Hong Kong.
As it turned out, the external risks that the representatives of this category face are political and economic difficulties, market volatility and cross-border restrictions.
But the main internal risk of Asian moneybags is the inability of the beneficiaries to properly manage the inheritance.
For this reason, HNWI, in conditions of economic instability, select safe financial products among which the most effective is life insurance.
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