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Why Finns Seek Insurances

Attempts to regulate legislatively insurance sector in Finland only complicated things further, rg.ru.
Why Finns Seek Insurances

The average compensation for the loss of a family member to the relatives is only a few hundred euros. As the perpetrators in the majority of murder cases are alcoholics, homeless or mentally ill people, their incomes are too small. There are no other payments for the loss of a bread-winner available in Finland.

Yet, the relatives of potential suicides are rather better off. Under the laws, the insurance issued a year before the suicide entitles the relatives to receive money in full amounting from a few hundred to several million euros depending on the terms of the contract. Those who did not wait for 12 months to commit suicide should know they will not earn the family a penny.

Further, people who lost their relatives during natural disasters and in various incidents do not receive any compensation from the state. This is what happened to those people whose relatives died as a result of the tsunami in South-East Asia several years ago. It should be noted, however, that the Finnish government provides decent aid for the people who have become disabled under certain circumstances such as injures in car, fight or construction site accidents; the social services take care of such people until the end.

Since the state compensations in Finland are scanty - often simply zero - people are striving to have insurances. Companies fulfill their obligations, but charge a lot for their services. Therefore, not every Finn is prepared to give away several thousand euros a year to ensure a disaster that may not even happen

Source: https://rg.ru/2010/11/23/strahovanie.html

Photos per websites: geopolitica.ru, inshe.tv

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